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First, we’re going to teach you where you can find coupons! The easiest place is in the Sunday Newspaper! There are three main inserts that you will find in Sunday Papers, Proctor & Gamble (comes in the paper once a month), Smart Source, and Red Plum! You’ll also want to become familiar with their abbreviations!

Sunday Newspaper Insert Codes:

P&G: Proctor and Gamble

RP: Red Plum

SS: Smart Source

V: Velassis

Couponing Vocab Terms

Blinkies – You will usually see a coupon with a blinking light at times on store shelves.

BOGO –  Buy one get one

CAT/Catalina – Name of the coupon that prints after you have paid for your order.  (I see these mostly at Giant and Walgreens in my area).

CRT     – Coupons that print with the receipt

ECB     – Extra Care Bucks from CVS’s rewards program

OOP    –  How much money you spent out of pocket

MIR     – Mail in rebate

Peelie    – Coupon that is actually on the product

POP      – Proof of Purchase

RC        -Rain Check

RR       – Register Rewards: Walgreen’s cash back coupons

SCR     -Single Check Rebate – The name of Rite Aid’s cash back program.  (Rite Aid also has instant rewards called UP rewards.

UPC     -The code that is on the product packaging (barcode with numbers below)

WYB    – When you buy

Register Rewards and Extra Bucks

Register Rewards and Extra Bucks refer to money-back promotions by Walgreens and CVS. Rite Aid also has a Wellness card that you can use to get UP Reward Dollars. Don’t be intimidated by the names. Each store has a different name for these cash back coupons. The principle is simple. You will need to check the weekly flyer for each store to see what is on sale, and where you can get money coupons back from purchases. These money coupons can be spent in the store like cash. Some stores have stipulations (i.e. You can’t spend the cash back coupons on Prescriptions or Gift Cards), yet CVS will allow you to spend Extra Bucks on milk, so you will have to check each store for their cash coupon policy.

 

Also, CVS has a coupon Kiosk inside the front of their store where you can swipe your CVS card and get coupons for store items. For example, last week the coupon kiosk printed out a $3 off of $10 coupon for cosmetics, and if you purchased $15 in Revlon cosmetics, you received $7 in Extra Bucks. So, I had purchased two Revlon items with my (2) $2 off coupons, AND I could use my kiosk coupon for an extra $3 off, PLUS I received $7 cash back in Extra Bucks. Because I had saved my Extra Bucks from last Sunday, I basically got these two items for free. This is a prime example of how to use cash back coupons.

 

This is a picture of a Walgreen’s Register Reward!

 

 

 

This is a picture of CVS’s Extra Care Bucks!

 

VIDEO LESSONS!

Lesson #1: How to organize your coupons

 Lesson #2: Couponing Basics

Lesson #3: Store Reward Card and Your Coupons

Lesson #4: How Use Coupons to Make Deals!

Lesson $5: Watch Me Make Deals at CVS!

Lesson #6: CVS Recap and Rolling Transactions!

 HOW TO USE THE COUPON KIOSK AT CVS!

 

DEAL MAKING/STOCKPILING

The best way to explain deal making is to give you an example.  The supermarket is having a sale on yogurt.  They are currently offering Buy One Get One Free on single yogurt cups, and they are also on sale for 50cents a piece.  You have a 50cent coupon for that same yogurt, and you’ve just scored two free yogurts.  While this is a very basic example, it will help you get the idea of how you can save money using the tips from this website.  I’m not kidding, I calculated that my savings from deal making/couponing saved me over $7,000 last year.  We also utilized this strategy to help our non-profit ministry score MANY free items that we give to needy people!

 

Because most stores conduct sales on the same items every six weeks or so, you should learn to stock up on items ONLY when they are on sale.  This does require a little bit of an up front investment, but would not have to if you also used coupons to start your stockpile.  For example, my local CVS had BOGO (Buy One Get One) on razors several times this year, and I also had $2.00 coupons for razors. I was able to score a year’s supply of razors for under $10.  This has allowed us to get extensive supplies for our ministry.  I also now have a stockpile of items in my basement of the various items I have gotten for almost nothing or free.  This was the main way that was able to still be fairly addicted to shopping without spending much money! If you like to shop, then this is the answer for you!

 

Guest Posts/Articles:

Couponing to Avoid Burning a Hole in Your Pocket

My recent shopping trip

My recent shopping trips to CVS and Rite Aid resulted in $11 in out of pocket expenses.  I don’t think that’s bad for all this! Check out our smart shopping for tips on how to save! I had two Fantastick coupons for $1.00 and .55 each. They were on sale for 2/$4, and with my up reward, I paid about 70-80cents for each.  CVS had a Nivea special. Spend $15 and get $5 ECB.  I had a $3 off and a $2 off coupon, so I spent the most for this with $5 out of pocket.  I received an email from CVS for free cinnamon supplements (which is not pictured, because I already gave them to my dad), and I had a $3 off of $10 coupon from the coupon kiosk.  So, I used that to buy the fish oil, which was BOGO.  I also had a coupon from the kiosk for $5 off Almay products, plus another $3/$10 for cosmetics. Finally, I had a BOGO on the deodorant, so I paid about .99 a piece. The toothpaste I paid about $1 for (which I usually NEVER pay for toothpaste, but this was Sensodyne).  Thus, about $11 OOP (out of pocket)

 

KEEPING A PRICE BOOK!

If you haven’t noticed, the prices of food, toiletries, and just about everything have gone up! The other day, I noticed the same price for toilet paper, but the size of the package had changed! So, I’m going to share a strategy with you that should save you money.  Keeping a price book is basically tracking the prices of the things you buy the most at different stores.  Personally, I kept on in a spiral notebook, and drew lines with a ruler.  However, there is an example of one HERE.  There is also an example of one at Frugalville HERE .

 

Personally, I keep the prices of each item for my 2-3 favorite stores, and I keep it with my coupon binder for when I’m out shopping.  For example, tonight I KNEW that kitty litter pans were $3.97 at Walmart, so I was NOT going to buy one at Petsmart for $5.  I also know that I can score Bounty at CVS this week for $6 less than the price at Walmart.  A price book can be as elaborate or as simple as you want it.

 

This also brings us to the larger question, how much time do I have to go to how many different stores.  This is why you should always keep 1-2 items at home, and replenish back-ups.  This way you’re not forced into going to the store and buying at a high price. For example, this past weekend we went to the beach with my in-laws.  We all know my mother-in-law LOVES Diet Pepsi.  We all like to drink it too, especially at the beach.  Because I didn’t plan ahead, I didn’t purchase any before we left, and I didn’t want to mooch all their soda (or pop depending on where you are from 🙂 .  So, we had to go to Rite Aid, and it cost me $5.49 per 12-pack.  If I had bought it at Rite Aid the week before, I would have gotten (5) 12-packs for $13, which would have been $2.60 a piece, and we could have all split the price. That’s the idea of the price game, and the idea behind a price book! It helps you know what a good price is for the items you buy the most.