We wanted to fill you in on Layaway Policies and Stores for Christmas 2011!!  If you are visiting, Like our Facebook Page to get ALL of our deals for Black Friday and Christmas!

Layaway is making a huge come-back with the state of the economy.  We want you to be “In the know” about layaway, so you can make the BEST decisions for your family’s Christmas! We also have a Holiday Shopping Guide with resources to make your holiday less financially stressful!

Here are a list of the stores, their policies, and links to their sites! Hope this helps you make some holiday shopping decisions!! We have included what we consider the most important info from their sites.

Best Buy-

 

Visit a store

Bring your item(s) to Customer Service at a participating Best Buy® store and
make a 25% initial down payment, plus a 5% nonrefundable layaway fee. Item(s)
must total $250 or more.

Burlington Coat Factory–

• 60 day layaway, 90 day Baby Depot (See store for details)
• 20% deposit, additional payment of 20% due within 14 days. Final payment due on pickup
• $5.00 (plus tax where applicable) non-refundable service fee
• $10.00 (plus tax where applicable) cancellation fee upon any change to layaway or if layaway is returned to stock
• Merchandise returned from a completed layaway will receive a gift card
• Refunds of layaway deposits and payments will receive a gift card

Walmart-

Total must be overn$50, and each item over $15.  This is for in-store only purchases only.  It begins on October 17th, and must be picked up by December 16th.  Payments can be made at any register.  Certain exclusions apply.  See store for details.

Kmart–

How long is a Kmart layaway contract?

Layaway contracts are 8 weeks. For purchases of $300 or more, a 12-week option is available in-store.

Are there any fees?

Except where prohibited by law, an 8-week contract requires a $5 Service Fee and a 12-week layaway contract requires a $10 Service Fee.*

Can I cancel a layaway contract?

Yes, you can cancel any layaway contract. You will receive a refund of your payments made to date minus the Service and Cancellation Fees.*

Are all items online available for layaway?

Items that are available for online layaway will be identified as “Available for Layaway” on the individual product page.

What are my payments?

4 easy payments of balance due are required after down payment for an 8-week contract and 6 easy payments of balance due are required for a 12-week contract.

What if I miss a layaway payment?

You have a 7-day grace* period after your payment due date before your contract is cancelled and items are returned to stock. A nonrefundable Cancellation Fee will apply.*

Where can I make my payments?

You can make a payment at any register in the store that holds your contract or online at kmart.com/layaway.

Items that are available for online layaway will be identified as “Available for Layaway” on the individual product page.

 

Sears-

How long is a Sears layaway contract?

Layaway contracts are 8 weeks. For purchases of $400 or more, a 12-week
option is available in-store.

Are there any fees?

Except where prohibited by law, an 8-week contract requires a $5 Service Fee
and a 12-week layaway contract requires a $10 Service Fee.*

Can I cancel a layaway contract?

Yes, you can cancel any layaway contract. You will receive a refund of your
payments made to date minus the Service and Cancellation Fees.*

Are all items online available for layaway?

Items that are eligible for online layaway will be identified as “Available
for Layaway” on the individual product page.

What are my payments?

4 easy payments of balance due are required after down payment for an 8-week
contract and 6 easy payments of balance due are required for a 12-week contract.

What if I miss a layaway payment?

You have a 7 day grace period after your payment due date before your
contract is cancelled and items are returned to stock. A nonrefundable
Cancellation Fee will apply.*

Where can I make my payments?

You can make a payment at the store that holds your
contract or online at sears.com/layaway.

TJ Maxx (Not offered in all stores)

Pay 10% down and a $5 service fee. Merchandise must be paid off and picked up within 30 days. Not offered in all stores. Use the “Find a Store” function on their website to locate a participating store near you (noted by a little hanger icon). Jewelry and clearance items do not qualify for layaway.

 

Toys R Us–

Terms and Conditions

The Layaway program is available only at Toys”R”Us and Babies”R”Us
stores.

A deposit of at least 20% of the total price of your order plus all
applicable taxes, a $5 service fee and shipping charges are due when the
merchandise is put into layaway. You may make additional payments at any time,
but 50% of the total price of your order must be paid within 45 days and the
total price of your order must be paid within three (3) months or ninety (90)
days or by the “Holiday Cutoff” whichever is sooner. In Maryland, the service
fee is limited to $1 for goods $500 or less and $5 for goods over $500.

• Your contract will be automatically cancelled and ordered merchandise will
  be returned to stock if you have not made payment of 50% of the total price of
  your order within 45 days or your balance is not paid in full within three (3)
  months or ninety(90) days. In Maryland, you have 15 days after the payment
  deadlines to make the required payment and avoid cancellation.
• You may pay by cash, check, credit card, debit card or gift card. Credit
  cards will be accepted by phoning the store where the layaway order was
  initiated.
• You may not make changes to this layaway order. If you no longer desire the
  specified merchandise, you must cancel your order. In Rhode Island and Ohio, you
  may cancel your order within 14 days without any cancellation fee and re-order
  any items at that time. In Maryland, there is no cancellation fee for orders
  cancelled within 7 days of the order. Also in Maryland, if the price of the item
  you order is reduced within 10 days of your order, you are entitled to a credit
  for the difference in price.
• Special order and clearance items are not eligible for layaway.
• You may pay the full balance on your layaway order at any time. Please note
  that many items are held at off-site locations and therefore may not be
  available immediately.
• Merchandise will be made available within fourteen (14) days of final
  payment.
• A picture ID is required for all new layaway contracts, pickups, and
  refunds. Layaway contracts are nontransferable.
• You may request a written record of your payments at any time. You will
  receive a receipt for each payment made towards the balance due.

Cancellation Policy

• You may cancel your layaway order at any time by notifying the store where
  you made your order. You must cancel your order in person or in writing.
• Your order will be automatically cancelled and ordered merchandise returned
  to stock if you have not made payment of 50% of the total price of your order
  within 45 days or your balance is not paid in full within three (3) months or
  ninety (90) days, or by the “Holiday Cutoff” whichever is sooner, or you do not
  pick up your merchandise within seven (7) days after it is made available. A
  full refund less the cancellation fee will be refunded to you in person at the
  store where you placed your original layaway order. In Maryland, you have 15
  days after the payment deadlines to make the required payment and avoid
  cancellation.
• In the event of a cancellation before the end of three (3) months or ninety
  (90) days, you must request a refund in person at the store where you placed
  your original layaway order. You are eligible for a full refund less the
  cancellation fee.
• The cancellation fee on all layaway contracts is $10. In Alabama, the
  cancellation fee cannot exceed $25. In Maryland and Rhode Island, the
  cancellation fee cannot exceed 10%. In Ohio, the cancellation fee cannot exceed
  10% and cannot exceed $25. In Rhode Island and Ohio there is no cancellation fee
  for orders cancelled within 14 days of the order. In Maryland, there is no
  cancellation or service fee for orders cancelled within 7 days of the order.
• If, when you make your final payment, we are unable to provide you with the
  merchandise specified in this layaway contract, you will receive a full refund
  of your deposit and all subsequent payments made under this contract except as
  provided by law.