To help you become debt free, we think you should start saving and shopping for Christmas NOW! Actually, we’re behind schedule!!!
There are MANY reasons/tips why you should start shopping now:
Start Your Budget NOW:
1. If you make a list and set budget amounts for your “giftees” now, you will be less likely to overspend, and you will have more time to find deals. You should also start setting aside a certain amount of money each month so you don’t have to come up with the money in a one-two month period. Also, most layaway programs are now ready!!!
2. Create a list of gifts you want to buy for certain people, and start keeping track of when they go on sale!
3. If you start now, you can take advantage of sales/coupons as they come available, and you’re not limited to only Christmas sales.
4. Start stockpiling boxed/canned foods now for your holiday get-togethers. This will help alleviate the extra strain on your budget that you might already have with gift buying.
Check out the following websites for free printable tools to help you get started NOW! We will keep this list updated as we go throughout the year!
http://www.mintprintables.com/stationery/christmas-lists/
http://christmas.organizedhome.com/printable/christmas-planner
http://familyfun.go.com/printables/anns-amazing-holiday-planner-703975/
http://entertaining.about.com/od/christmas/ss/chrisnewcnterpc.htm
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